Acuvance DataRise™ Malpractice Expense Data

2026 Available

2026 Coker DataRise™ Malpractice Expense Data is an annual subscription. The subscription identifies malpractice premiums for mature, standard claims-made coverage policies with $1M/$3M liability coverage limits for over 100 specialties across 49 U.S. states and the District of Columbia.

Real malpractice premium rates for over 52,000 specialty/market combinations were collected from official documents issued by insurance carriers. Most rates are effective as of 2025 (22.5%) and 2026 (51%) periods. Rates from prior period filings may be included when insurance carriers have elected not to change or update their rates during the past several years periods.

Subscribers can download the data in Microsoft Excel files (.xlsx).

The example figure below highlights the annual changes in malpractice premium rates for 1 of 7 available insurance carriers in Florida (NORCAL). Premiums for the same specialties vary substantially from county-to-county within the State of Florida. Malpractice premiums in Dade and Broward Counties are 100% higher than most counties in the rest of Florida.

In this sample figure, all nine specialties have realized between 10.7% and 12.7% increases in malpractice premium rates during the period from 2024 through 2026. These trends have major impacts on the Fair Market Value of compensation for independent physicians providing service line coverage and emergency department call coverage to hospitals and other facilities.

Sample Data: 9 Specialties, 1 of 7 Florida Carriers

Subscribers can identify substantial variations in malpractice premiums across states and within states. For example, neurosurgery malpractice premiums vary over 1,000% (10 times) across U.S. markets. Premiums vary over 550% for the exact same coverage with the exact same carrier in different markets in the state of New York alone.

Sample Data: Neurosurgery

There are also observable differences in premiums within sub-specialties. Premiums for orthopaedic surgeons performing spine surgery are noticeably higher than orthopaedic surgeons not performing spine surgery. General surgeons performing bariatric surgery are also subject to higher premiums than general surgeons not performing bariatric surgery.

Sample Data: 10 Specialties, 9 States

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