Acuvance DataRise™ Malpractice Expense Data

2025 Coker DataRise™ Malpractice Expense Data is an annual subscription. The subscription identifies malpractice premiums for mature, standard claims-made coverage policies with $1M/$3M liability coverage limits for over 100 specialties across 49 U.S. states and the District of Columbia. This sample size is more than twice as large as last year’s subscription.

Real malpractice premium rates for over 47,000 specialty/market combinations were collected from official documents issued by insurance carriers. Most rates are effective as of 2024 (22%) and 2025 (57%) periods. Rates from prior period filings may be included when insurance carriers have elected not to change or update their rates during the past two periods.

Subscribers can download the data in Microsoft Excel files (.xlsx).

Subscribers can identify variations in malpractice premiums across states and within states. For example, neurosurgery malpractice premiums vary over 1,000% (10 times) across U.S. markets. Premiums vary over 550% for the exact same coverage with the exact same carrier in different markets in the state of New York alone.

Sample Data: Neurosurgery

There are also observable differences in premiums within sub-specialties. Premiums for orthopaedic surgeons performing spine surgery are noticeably higher than orthopaedic surgeons not performing spine surgery. General surgeons performing bariatric surgery are also subject to higher premiums than general surgeons not performing bariatric surgery.

Sample Data: 10 Specialties, 9 States

Some malpractice insurance carriers have affiliates in multiple states. For example, ProAssurance and The Doctors Company both have affiliates in over a dozen states.

Tail Coverage Rates (Extended Reporting Period Coverage)

Tail coverage rate factors are identified for eight different carriers across 16 states. The tail coverage rates can be multiplied by standard claims-made premium rates for specific specialties to estimate ranges of tail coverage premium rates. Tail coverage rates can be customized based on the number of years a physician was at his or her prior employer or medical group (1-5+ years).

Do you want to license Coker DataRise™ Malpractice Expenses Data for use in a derivative product or calculator? Contact Health-Contract.com to discuss a special derivative rights license.